Risk Management
Uncover and Mitigate Risks Hiding in Plain Sight
The typical broker focuses on an annual cycle of marketing and placing your insurance, responding to their clients only when a client need arises. OneGroup takes a decidedly different approach. At OneGroup, we have a guiding principle: Buying insurance comes last in our process. First comes uncovering risk and cost-drivers. In other words, we focus on managing risk, a process that must be thorough and ongoing.
Risk is inherent to business. Controlling risk is inherent to business success. We employ a unique consultative process to provide our clients with innovative risk management solutions designed to prevent cost-inducing events and to limit or reduce your overall cost of insurance.
The components of OneGroup’s in-depth, comprehensive approach to business risk management include:
2025 Workers’ Compensation Changes in New York State
New York State continues to see positive trends in workers’ compensation. For the tenth year in a row, an aggregate rate decrease is expected. Additionally, the New York State Assessment dropped again in January 2025. With these encouraging trends setting the tone for 2025, let’s take a closer look at the specific updates to workers’ compensation rates and assessments that could impact employers across New York State.
School Buses Are Rolling Risks
With proper insurance and safety management, your school district can avoid various losses and complaints. And you can go on providing a great environment for students to travel to and from school and events.
Enhancing Return to Work and Timely Claims Reporting in Public Sector Organizations
In the public sector, ensuring a smooth and efficient return to work (RTW) process and timely claims reporting is crucial for maintaining workforce productivity and minimizing costs. At OneGroup, we understand the unique challenges faced by public sector organizations and are committed to providing insights and solutions to enhance these processes.