FOOD PRODUCTS
We understand how critical safety, management, and documentation is at every step of food processing and manufacturing.
Using our industry knowledge, we can help you write an insurance program aligned with your business goals — taking into consideration the ramifications of the Food Safety Modernization Act (FSMA) and the best practices of Hazard Analysis and Critical Control Point (HACCP). In addition, TGA Insurance, A OneGroup company, is one of a very select group of brokers who have received On Your Side® Food Certification by Nationwide Insurance.
Product Contamination
Standard insurance coverage forms exclude coverage for contamination of your products in process. We can manage your program to ensure that this exposure is properly covered.
Food Safety Regulation
Government regulations have never been more stringent than they are today. With the regulations of the Food Safety Modernization Act (FSMA), it is more important than ever to be aware of your ever-changing responsibilities as a food processor.
Product Recall
Withdrawing your compromised product from the marketplace is an expensive and complicated obligation which can cause significant financial loss to both you and your clients. A properly written product recall program should protect all involved parties from financial detriment.
We make it easy for you. Save time. Save money.
Legal Alert: Agencies Push Pause Button on Enforcement of MHPAEA 2024 Final Rule
On May 15, 2025, the Department of Labor, Department of Health and Human Services, and the Treasury Department (collectively, the “Agencies”) released a statement regarding the Agencies’ recent request for abeyance of a lawsuit filed by the ERISA Industry Committee (“ERIC”) in the U.S. District Court of the District of Columbia that challenged certain aspects of Mental Health Parity and Addiction Equity Ace (MHPAEA) Final Rule (“2024 Final Rule”) relating to nonquantitative treatment limitation caparative analyses (“NQTL analyses”).
What Employers Need To Know About RxDC Reporting
As a group health plan sponsor, you must report information on prescription drugs, health care spending, and premiums you and your plan participants pay. Learn about your annual reporting obligations and how your service provider can help.
Self-Funding Health Benefits: What Employers Need to Know
As healthcare costs continue to rise, more employers are exploring self-funding as a strategic alternative to traditional fully insured health plans. In our recent Self-Funding Health Benefits 101 Webinar, team members from BPAS Health Benefits Consulting and OneGroup’s SVP of Employee Benefits discussed the risks and benefits of Self-Funding Health Benefits. They offered valuable insights from their organizations considering the self-funding approach.