Life Sciences
Life Sciences are so much more than a business; they are about changing the world.
While you push the edges of biotech, genetic coding, and pharmaceutical innovation, we can help you reduce exposure and protect your laboratories, equipment, and inventory – as well as your intellectual property.
Life Sciences companies are as varied as the world we live in.
This is one critical reason why Thomas Gregory Associates Insurance Brokers, A OneGroup Company (TGA) does not issue generic, off-the-shelf insurance policies. Life sciences encompass many fields, from biotechnology to epidemiology to medical device production, and as different as each branch may be, there are some commonalities – and many complexities – that must be considered when creating an insurance policy.
TGA works with you and your team to understand the unique requirements of each lab, research center, and manufacturing facility.
We consider ourselves to be part of your advisory team – just as your legal and financial advisors are. We collaborate to ensure that we can effectively customize the policy language to account for any potential exposure, including property loss or damage, loss of intellectual property, potential cyber-breaches, and even product recalls. We are experienced and proven risk managers with the ability to anticipate potential issues. By working together, and combining our experience and knowledge with yours, we can provide customized policies to shield you against today’s risks.
We make it easy for you. Save time. Save money.
Self-Funding Health Benefits: What Employers Need to Know
As healthcare costs continue to rise, more employers are exploring self-funding as a strategic alternative to traditional fully insured health plans. In our recent Self-Funding Health Benefits 101 Webinar, team members from BPAS Health Benefits Consulting and OneGroup’s SVP of Employee Benefits discussed the risks and benefits of Self-Funding Health Benefits. They offered valuable insights from their organizations considering the self-funding approach.
Your Nonprofit might have hidden gaps in protection
Use this checklist to uncover the hidden risks in your nonprofit operations.
Legal Alert: IRS Releases 2026 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits
With the 2024 reference year RxDC reporting deadline approaching in June, plan sponsors should re-familiarize themselves with the reporting requirements.