Construction

Protect the business that you’ve built.

With over 100 years of collective experience serving the construction industry, OneGroup has amassed the specialized knowledge and expertise needed to offer unique solutions to a broad range of business challenges. We represent the premier insurance carriers available to the construction market. Our construction insurance specialists advise you of risk transfer strategies only after evaluating your business operations, putting your unique needs first.

Laws differ by state; for example, if you are a builder, contractor, or developer in NYS you are required by law to carry insurance. New York also holds very strict labor laws in the event of a scaffolding or flooring gravity-based accident therefore making the contractual risk transfer for contractors a necessity to keep claims and legal costs down. Contact us to learn more about your state’s requirements.

OneGroup’s construction clients can expect the following services, and more:

  • Review risk management and offer a plan for putting risk transfer in place
  • Review contracts for indemnification
  • Supply sample insurance contract provisions
  • Supply ongoing contract review for projects in the course of bidding
  • Insurance bid rates supplied annually for job costing
  • Payroll and workers’ compensation audits and overpayment recovery services
  • Risk reduction through safety management
  • Claim management
  • Provide contract surety bonds
  • Automated insurance certificate issuance
  • Certificate holder tracking

We make it easy for you. Save time. Save money.

The Future Outlook of Surety Bonding in New York & Pennsylvania

As we move further into 2025, the surety bonding market in New York and Pennsylvania is poised for significant growth and transformation. Driven by economic, legislative, and technological factors, the future of surety bonding in these states presents both opportunities and challenges for contractors, surety companies, and stakeholders.

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Be Prepared for an OSHA Safety Audit

Maintaining a safe workplace is the best way to pass an OSHA inspection, but good recordkeeping and efficient follow-up are gold star practices.

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Protect Your Subcontracting Business From Big Claims

Subcontractors on a construction project face many risks, from serious injuries to property damage and costly delays. To avoid a big loss, make sure you’re adequately insured. Commercial general liability, workers’ compensation, inland marine and installation floater insurance are just some of the coverages you may need.

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