Business Insurance
Protect Your Business Against The Unexpected
OneGroup takes a team approach with diverse experience and backgrounds to holistically help you achieve your business and organizational goals. While most organizations focus solely on one aspect of your needs, we provide you with access to all of our expertise, regardless of the individual services that you purchase from us. Our goal is to be your partner so that you feel as if we’re an extension of your organization. Our experts work closely with you to learn what your business and industry risks are. We analyze your data to spot risk points and trends. We take the time to understand your long- and short-term personal and business goals. Only then do we piece it all together to make our recommendations for not only insurance, but ways to mitigate risks and transfer the cost of those risks.
When it does come time to be certain your business is protected by the best insurance coverage for your specific business needs, you can rest assured that OneGroup’s highly trained and experienced business risk specialists, backed by more than 200 experts and specialists from across the business spectrum, will have your back.
Core business insurance coverages include:
ACA Pay-or-Play Provision: Determining your ALE Status
Under the Affordable Care Act, applicable large employers (ALEs) must offer minimum affordable health coverage to their full-time employees, or pay a penalty. Find out if you qualify as an ALE and what you must do to comply.
Contracts: A Guide to Managing Risks
Combining hold harmless and indemnity agreements with insurance provides comprehensive financial security for your organization, with state regulations. Proper handling of claims not only helps in reducing costs but also supports a safer workplace environment.
Winterize Against Workers’ Compensation Claims
Cold weather leads to an increase in employee injuries. With a few steps, you can improve your workers’ chances of coming through the chill unscathed.