Use this checklist to determine if your Medicare plan still meets your needs.
Navigating changes in your Medicare plan can be challenging. Regularly reviewing your plan is essential to ensure it still meets your health, financial, and lifestyle needs. Factors like health changes, rising costs, new prescription needs, plan dissatisfaction, lifestyle changes, and annual adjustments might prompt you to consider a new Medicare plan. Evaluating these aspects can help you make informed decisions about your coverage. Having a local agent to call or reference can also be crucial to your experience with and understanding of your Medicare options.
If you answer “Yes” to any of these questions, it might be time to consider reviewing your plan:
1. Changes in Your Health
- Have you had any new health issues or started new treatments?
- Are you taking new medications that your current plan doesn’t cover?
2. Rising Out-of-Pocket Costs
- Have your monthly premiums increased significantly?
- Are you paying more out-of-pocket for doctor visits, hospital stays, or prescriptions?
3. New Prescription Drug Needs
- Are your current medications not covered or too expensive under your plan?
- Is your preferred pharmacy no longer in-network?
4. Dissatisfaction with Your Current Plan
- Have you experienced issues with claims being denied?
- Are your preferred doctors or specialists no longer in-network?
- Are you unhappy with the customer service provided by your plan?
5. Lifestyle Changes
- Have you recently moved to a different state or region?
- Are you traveling more frequently and need better out-of-network coverage?
6. Annual Plan Changes
- Has your plan changed its coverage, costs, or benefits in a way that no longer suits your needs?
At OneGroup, we’re committed to providing you with the resources and support you need to navigate your Medicare options confidently. If you answered “Yes” to any of the above questions, start by reviewing your current plan’s coverage, costs, and benefits. OneGroup can support you in reviewing your plan and comparing your options.
For more information
Click here to get in touch OneGroup’s Medicare team for more information.
We are not a government agency. We are licensed insurance agents who discuss insurance programs such as Medicare Advantage, Medigap, and Medicare Part D Prescription Drug Coverage. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-Medicare to get information on all of your options.
This content is for informational purposes only and not for the purpose of providing professional, financial, medical or legal advice. You should contact your licensed professional to obtain advice with respect to any particular issue or problem. Please refer to your policy contract for any specific information or questions on applicability of coverage.
Please note coverage can not be bound or a claim reported without written acknowledgment from a OneGroup Representative.