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Protected: Navigating Changes in Health Insurance Coverage
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Preparing for Medicare Part D Changes
Stay informed with OneGroup’s Medicare team as we approach Medicare Annual Open Enrollment (Oct 15 - Dec 7). Learn about significant changes to Medicare Part D, including premiums, deductibles, and drug copays for 2025.
Prepare for Medicare’s Annual Enrollment Period
Are you or a loved one enrolled in Medicare? It’s important to be prepared for the Annual Enrollment Period (AEP), which begins on October 15th and runs through December 7th. This is a key time for Medicare beneficiaries to review and update their plans to ensure they have the best coverage.
Protect Yourself Against Unethical Practices in Medicare Insurance Sales
While most Medicare advisors work in the best interest of their clients, there are some tactics to be wary of if you are approached by or working with a Medicare advisor.
Getting Ready for Renewals
Many medical practices are seeing sizeable increases in their insurance renewal premiums without explanation to why. This can be frustrating, especially when practices are now dealing with new financial burdens that were non-existent three years ago. There are ways to be proactive regarding your upcoming renewal that can yield favorable results for you and your practice.
Developments Affecting Malpractice Costs: Why It’s Important to Your Practice
Our OneGroup team has the industry knowledge and experience to help address your challenges, and to navigate some major developments affecting medical practices today and into the future.
All About Eggs
Supply and demand issues have affected many industries the last few years. Earlier this year, it was felt by the egg industry, consumers and producers alike. Get an inside look on the egg production industry and the risks they face with Thomas “Tig” Gregory, III, an expert on the industry.
Who Needs Malpractice Insurance?
In today’s litigious climate, it is now more important than ever to consult with your insurance professional about these exposures. Understanding your risks and evaluating the options to protect against them will help you find the best solution for your unique needs.
Returning to Work With a Claims Made Tail
Retired physicians who are considering a return to work, and were previously insured on a Claims Made policy, should be aware of the following limitations: Most Claims Made insurance contracts specify that if you cancel your policy due to retirement, and a free Claims Made tail (Extended Reporting Endorsement) has been issued, you cannot return to work in any capacity without jeopardizing your free tail.
OneGroup provides information, research, guidance, and best practices, but does not offer specific legal or tax advice. OneGroup services are not intended to be a substitute for legal or tax advice. Given the changing nature of federal, state and local legislation and the changing nature of court decisions, OneGroup cannot guarantee that the information will not change in the future. It is recommended to seek legal or tax guidance if such guidance is warranted or preferred.