NEWS & INSIGHTS

Information to help you make better, more informed decisions.

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Open Enrollment Checklist for Construction Employers

A practical guide for planning, communicating, and managing enrollment across office and field teams

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2026 Workers’ Compensation Updates in New York State — NYCIRB Requests Double-Digit Rate Decrease

New York State workers’ compensation trends remain favorable, with an approved loss cost decrease marking the eleventh straight year of reductions.

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Contractual Risk Transfer 101

Contractual Risk Transfer 101 explains how construction contracts and insurance work together to reduce claims, disputes, and financial exposure.

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Quick 2026 Compliance Update & Reminders for NY Contractors

Knowing the 2026 figures for HSAs and FSAs can help you and your employees plan for these valuable pretax benefits for qualified health care expenses.

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Certified Payroll Reporting: What Contractors Need to Know for 2026

Contractors across New York State are facing a major compliance update in 2026—new certified payroll reporting rules are now in effect, and understanding them is essential to keep your projects moving.

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Take Five: Ladder Safety (Supervisors)

Portable ladders come in various shapes, sizes and weight limits. These range from A-frame and extension ladders to step and mobile stair ladders. Some come with handrails, while others do not have any built-in fall protection. Ladders may also be made of various materials, including wood, fiberglass and metal.

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How to Ensure Timely Completion of Construction Projects: Strategies, Bonds, and Accountability

In the construction industry, delivering projects on time is more than a goal—it's a necessity. Timely completion not only ensures client satisfaction but also protects contractors from financial penalties and reputational damage.

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Top 8 Questions and Answers About Inland Marine Insurance

“Inland marine” could win the title for most misleading insurance term. Even if you’re entirely landlocked with no water for miles around, you might still need inland marine insurance. Inland marine insurance protects items that move around in some way, even if no water is involved. Here are the answers to some common questions about inland marine insurance:

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2025 Workers’ Compensation Changes in New York State

New York State continues to see positive trends in workers’ compensation. For the tenth year in a row, an aggregate rate decrease is expected. Additionally, the New York State Assessment dropped again in January 2025. With these encouraging trends setting the tone for 2025, let’s take a closer look at the specific updates to workers’ compensation rates and assessments that could impact employers across New York State.

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OneGroup provides information, research, guidance, and best practices, but does not offer specific legal or tax advice. OneGroup services are not intended to be a substitute for legal or tax advice. Given the changing nature of federal, state and local legislation and the changing nature of court decisions, OneGroup cannot guarantee that the information will not change in the future. It is recommended to seek legal or tax guidance if such guidance is warranted or preferred.