# OneGroup: A World of Risk Management and Insurance Expertise > OneGroup delivers insurance, risk management, and employee benefits solutions to help businesses and individuals protect what matters most\. Generated by Yoast SEO v28.3, this is an llms.txt file, meant for consumption by LLMs. ## Pages - [About Us](https://onegroup.com/about-us/) - [Contact Us](https://onegroup.com/contact-us/) - [Privacy Policy](https://onegroup.com/privacy-policy/) - [Business Insurance](https://onegroup.com/business-insurance/) - [Risk Management](https://onegroup.com/risk-management/) - [Employee Benefits](https://www.onegroup.com/benefit-hr-solutions/) - [Personal Insurance](https://onegroup.com/personal-insurance/) - [Business Services \& Solutions](https://onegroup.com/business-services-solutions/) - [Industry Expertise](https://onegroup.com/industry-expertise/) - [Automation \& Efficiency](https://onegroup.com/benefit-hr-solutions/automation-efficiency/) - [Automobile Insurance](https://onegroup.com/personal-insurance/automobile-insurance/) - [Agriculture](https://onegroup.com/industry-expertise/agriculture/) - [Alternate Risk Financing](https://onegroup.com/business-insurance/alternate-risk-financing/) - [Claims](https://onegroup.com/claims/) - [Claims Management](https://onegroup.com/risk-management/claims-management/) - [Commercial Surety Bonds](https://onegroup.com/business-insurance/commercial-surety-bonds/) - [Community Involvement](https://onegroup.com/about-us/community-involvement/) - [Compliance](https://onegroup.com/benefit-hr-solutions/compliance/) - [Comprehensive Health Solutions for Your Team](https://onegroup.com/comprehensive-health-solutions-for-your-team/) - [Condo and Townhome Insurance](https://onegroup.com/personal-insurance/condo-and-townhome-insurance/) - [Construction](https://onegroup.com/industry-expertise/construction/) - [Earthquake and Flood Insurance](https://onegroup.com/personal-insurance/earthquake-and-flood-insurance/) - [Education Center](https://onegroup.com/about-us/community-involvement/education-center/) - [Egg Production](https://onegroup.com/egg-production/) - [Employee Benefits](https://onegroup.com/benefit-hr-solutions/employee-benefits/) - [Employee Engagement](https://onegroup.com/benefit-hr-solutions/employee-engagement/) - [Employee Disability](https://onegroup.com/business-insurance/employee-disability/) - [Equine Insurance](https://onegroup.com/personal-insurance/equine-insurance/) - [Executive Team](https://onegroup.com/about-us/executive-team/) - [FHC Insurance Agency](https://onegroup.com/florida/fhc-insurance-agency/) - [FHC Insurance Agency](https://onegroup.com/home/fhc-insurance-agency/) - [Bethlehem, PA](https://onegroup.com/locations/bethlehem-pa/) - [BetterSource Benefits](https://onegroup.com/home/bettersource-benefits/) - [Boca Raton, FL](https://onegroup.com/locations/boca-raton-fl/) - [Buffalo, NY](https://onegroup.com/locations/buffalo-ny/) - [Canton, NY](https://onegroup.com/locations/canton-ny/) - [Cazenovia, NY](https://onegroup.com/locations/cazenovia-ny/) - [Florida](https://onegroup.com/florida/) - [Food Products](https://onegroup.com/industry-expertise/food-products/) - [Hazleton, PA](https://onegroup.com/locations/hazleton-pa/) - [Healthcare](https://onegroup.com/industry-expertise/healthcare/) - [History](https://onegroup.com/about-us/history-onegroup/) - [Home](https://onegroup.com/) - [Homeowners Insurance](https://onegroup.com/personal-insurance/homeowners-insurance/) - [HR Tools \& Information](https://onegroup.com/hr-services-solutions/hr-tools-information/) - [Hyde Park Insurance Services](https://onegroup.com/florida/hyde-park-insurance-services/) - [Injury Intervention and Return to Work](https://onegroup.com/risk-management/injury-intervention-and-return-to-work/) - [Inland Marine](https://onegroup.com/business-insurance/inland-marine/) - [Institute for Veterans and Military Families](https://onegroup.com/oneselect/institute-for-veterans-and-military-families/) - [Investment \& Retirement](https://onegroup.com/investment-retirement/) - [Johnson City, NY](https://onegroup.com/locations/johnson-city-ny/) - [Life Sciences](https://onegroup.com/industry-expertise/life-sciences/) - [Malverne, NY](https://onegroup.com/locations/malverne-ny/) - [Locations](https://onegroup.com/florida/locations/) - [Manufacturing](https://onegroup.com/industry-expertise/manufacturing/) - [Malone, NY](https://onegroup.com/locations/malone-ny/) - [Medicare Products Individual and Employer](https://onegroup.com/personal-insurance/medicare-products-2/) - [Melbourne, FL](https://onegroup.com/locations/melbourne-fl/) - [Loss Analysis and Trending](https://onegroup.com/risk-management/loss-analysis-and-trending/) - [Naples, FL](https://onegroup.com/locations/naples-fl/) - [New Hartford, NY](https://onegroup.com/locations/new-hartford-ny/) - [OneCommunity](https://onegroup.com/about-us/community-involvement/onecommunity/) - [Naples, Florida](https://onegroup.com/naples-florida/) - [Oneida, NY](https://onegroup.com/locations/oneida-ny/) - [Mergers and Acquisitions](https://onegroup.com/mergers-and-acquisitions/) - [Motorcycle and Recreational Vehicle Insurance](https://onegroup.com/personal-insurance/motorcycle-and-recreational-vehicle-insurance/) - [Online Risk Management Tools](https://onegroup.com/risk-management/online-risk-management-tools/) - [Personal and Business Solutions CBNA](https://onegroup.com/personal-and-business-solutions-cbna/) - [Pet Insurance](https://onegroup.com/personal-insurance/pet-insurance/) - [Personal Insurance Solutions](https://onegroup.com/personal-insurance-solutions-sem/) - [Pollution and Environmental Insurance](https://onegroup.com/business-insurance/pollution-and-environmental-insurance/) - [Public Sector Solutions](https://onegroup.com/industry-expertise/public-sector-solutions/) - [Private Client Insurance](https://onegroup.com/personal-insurance/private-client-insurance/) - [Plattsburgh, NY](https://onegroup.com/locations/plattsburgh-ny/) - [Renters Insurance](https://onegroup.com/personal-insurance/renters-insurance/) - [Renters Insurance](https://onegroup.com/florida/personal-insurance/renters-insurance/) - [Risk Management Analytics](https://onegroup.com/risk-management/risk-management-analytics/) - [Referrals to OneGroup](https://onegroup.com/referrals-to-onegroup/) - [Resources](https://onegroup.com/resources/) - [Schenectady, NY](https://onegroup.com/locations/schenectady-ny/) - [Oneonta, NY](https://onegroup.com/locations/oneonta-ny/) - [Simplify Your Medicare Journey](https://onegroup.com/simplifymedicare/) - [Scranton, PA](https://onegroup.com/locations/scranton-pa/) - [Tampa, FL](https://onegroup.com/locations/tampa-fl/) - [Tampa, FL](https://onegroup.com/florida/locations/tampa-fl/) - [TGAinsbrokers](https://onegroup.com/tgainsbrokers/) - [Syracuse, NY](https://onegroup.com/syracuse-ny/) - [Tupper Lake, NY](https://onegroup.com/locations/tupper-lake-ny/) - [Umbrella and Excess](https://onegroup.com/business-insurance/umbrella-and-excess/) - [Umbrella Insurance](https://onegroup.com/personal-insurance/umbrella-insurance/) - [Valuables Insurance](https://onegroup.com/personal-insurance/valuables-insurance/) - [Wakefield, MA](https://onegroup.com/locations/wakefield-ma/) - [Watercraft Insurance](https://onegroup.com/personal-insurance/watercraft-insurance/) - [Watercraft Insurance](https://onegroup.com/florida/personal-insurance/watercraft-insurance/) - [Webinar Recap: Risk Management 101](https://onegroup.com/webinar-recap-risk-management-101/) - [Wedding and Special Events Insurance](https://onegroup.com/personal-insurance/wedding-and-special-events-insurance/) - [Workers’ Compensation](https://onegroup.com/business-insurance/workers-compensation/) - [Workers’ Compensation Audit and Insurance Premium Recovery](https://onegroup.com/risk-management/workers-compensation-audit-and-insurance-premium-recovery/) - [Travel Insurance](https://onegroup.com/personal-insurance/travel-insurance/) - [South Carolina](https://onegroup.com/south-carolina/) ## Posts - [OneGroup Appoints Sam Guadalupe as Pennsylvania Regional Director](https://onegroup.com/2026/08/07/onegroup-appoints-sam-guadalupe-as-pennsylvania-regional-director/): OneGroup Risk Management and Insurance, a leading provider of insurance, risk management, employee benefits and HR consulting services, has named Sam Guadalupe Regional Director\. - [OneGroup Expands Surety Practice, Adds Kelly and Chris Shea to Growing WNY Team](https://onegroup.com/2026/08/06/onegroup-expands-surety-practice-adds-to-western-ny-team/): OneGroup expanded its surety practice with the addition of Kelly and Chris Shea, adding 75 years of combined experience to support client growth and risk management\. - [WEBINAR: Medicare 101](https://onegroup.com/2026/07/10/webinar-medicare-101-july26/): Watch our webinar to learn about Medicare Parts A, B, C, and D, eligibility requirements, and key enrollment timelines\. - [2026 Workers' Compensation Updates in New York State — NYCIRB Requests Double\-Digit Rate Decrease](https://onegroup.com/2026/08/05/2026-workers-compensation-updates-in-new-york-state/): New York State workers’ compensation trends remain favorable, with an approved loss cost decrease marking the eleventh straight year of reductions\. - [WEBINAR: Medicare 101](https://onegroup.com/2026/07/31/webinar-medicare-101-4/): Join our webinar to learn about Medicare Parts A, B, C, and D, eligibility requirements, and key enrollment timelines\. ## Triggers - [URL doesn't contain Florida](https://www.onegroup.com/?post_type=ifso_triggers&p=4666) - [Florida Redirect](https://www.onegroup.com/?post_type=ifso_triggers&p=4664) ## Lists - [ROC/BUF Seminar MGMA Attendee List \- 111723](https://onegroup.com/ctct_lists/roc-buf-seminar-mgma-attendee-list-111723/) - [AI Workshop \- Initial invitation](https://onegroup.com/ctct_lists/ai-workshop-initial-invitation/) - [SPH Phoenix Webinar 12/7 List](https://onegroup.com/ctct_lists/sph-phoenix-webinar-12-7-list/) - [Healthcare Wine Tasting Invitees \- 101323](https://onegroup.com/ctct_lists/healthcare-wine-tasting-invitees-101323/) - [Clients with young drivers as of 4\.20\.21](https://onegroup.com/ctct_lists/clients-with-young-drivers-as-of-4-20-21/) ## Popups - [Supervisor Heat Illness Prevention Responsibilities Guide for Public Entities \- 2026](https://onegroup.com/?post_type=popup&p=11285) - [Supervisor Heat Illness Prevention Responsibilities Guide \- 2026](https://onegroup.com/?post_type=popup&p=11243) - [Mergers \& Acquisition](https://onegroup.com/?post_type=popup&p=10971) - [Intern Video](https://onegroup.com/?post_type=popup&p=8265) - [Private Client](https://onegroup.com/?post_type=popup&p=10044) ## Popup Themes - [Onegroup](https://onegroup.com/?post_type=popup_theme&p=892) - [Light Box](https://onegroup.com/?post_type=popup_theme&p=875) - 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